Farm Insurance

Protect the land and produce that provides your livelihood

Working on the land brings many rewards – but just as many risks. As a farm owner, you’re vulnerable to bad weather that can destroy crops or damage your property; diseases that can threaten your livestock, machinery breakdown which can cost you time and money, personal illness or a serious accident – or even a claim from a worker or guest injured on your property.

That’s why farm insurance can help protect your farm and its produce, and the wellbeing of you, your family and the people that pass through your property.

Who should consider it?

Whether you’re a large-scale crop grower or livestock producer or a small family or hobby farm, Farm Insurance can help protect your farm, its produce and livestock – and the people who benefit from it.

What can it cover?

Farm insurance can be tailored to cover your home and farm buildings, livestock, vehicles, equipment and more. It can also safeguard you against theft and loss of income. For example, a typical Steadfast Farm Pack includes:

  • Protection for domestic property and belongings from insured events or accidental damage
  • Accidental damage and theft cover for farm assets, from silos and sheds, to tractors and utes
  • Cover against third-party claims for personal injury or property damage and legal costs
  • Accident and sickness cover, with regular payments to help keep your business running if you’re injured or fall ill
  • The potential to insure the value of your crops.

What isn’t covered?

There are exclusions. There is also often a deductible or excess and limits on cover, so check with Oracle Insurance.