Frequently Asked Insurance Questions

 Why do I need an insurance broker when I can buy direct from insurers?

Establishing and reviewing your insurances needs to be done professionally by someone who acts for you to avoid underinsurance and inappropriate covers. This will ensure that you are only paying for what you actually need, and are protected at claim time.

At Oracle Insurance we act on your behalf and in your interest. John has over 30 years experience in the insurance industry and is up to date with new products and legal requirements to protect You the client. We have access to a wide range of insurers and their respective products so we can compare the options that are out there for you and truly tailor your insurance cover and payment options to your specific needs.

 Don’t brokers cost more money?

 Not necessarily, as explained above an insurance broker does the research and legwork for you, we act on your behalf to obtain quotes and negotiate with insurers to get the best deal on the right cover for you, our client.  So you can rest assured that your are not paying for unnecessary covers, and that you will have the correct cover in place when you need it. We can work with you to match a policy to your individual needs and your budget.

Check back soon for more FAQ’s.  If you can’t find the answer to your question here please contact our office for more information.